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  • Is it possible for banks to raise cash by giving discounts to people who pay their mortgages off early?

    Personal Finance 11.11.2010 2 Comments
    maninthemirror asked:


    It seems like the banks should be required to give up some assets before getting bailed out by the government and part of the deal should include some benefit to homeowners who have tried to get ahead by paying extra so they can pay off their mortgages.

    Binaural Zen

    Tags: Extra, Mortgages, People

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  • Does anyone have Greentree Financial for their home loans?

    Personal Finance 29.10.2010 3 Comments
    Jenn asked:


    We have Greentree Financial for the loan on our mobile home and we have nothing but trouble. They are very rude and disrespectful. I wanted to know if anyone else was having this trouble with this company.

    Wedding Venues Adelaide

    Tags: Financial Loans, Greentree Financial, Nothing But Trouble

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  • Can I get a refinanced mortgage if i start a home business with no employees and still work my regular job?

    Personal Finance 27.09.2010 4 Comments
    sammus asked:


    I want to refinance my mortgage and I want to start a home business before doing so. It would have no employees and I would still keep my current job. My home business will not require any due balances or credit lines to increase my debt. Would mortgage companies see the worry that I would quit my regular job or would they trust that I would maturely handle the mortgage payments? In other words, would I have no problems getting refinanced under these conditions. My credit score is about 650 and I’ve been at my current job for 1 1/2 years but have had steady employment for a long time. I have also paid my mortgage on time for 12 months.
    The reason I am asking is because what I will be doing requires a vendor license. Therefore, in my ssn, it would show the business based at my home address.
    I am actually looking for a new mortgage loan, not a home equity loan or personal loan and I don’t need to borrow to pay debts.

    Panic Attack Treatment

    Tags: Mortgage Companies, Personal Loan, Worry

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  • Why havent interest rates on your savings account increased long after the bailout?

    Personal Finance 23.06.2010 2 Comments
    cj asked:


    Economic crash of 2009 – banks had to lower interest rates on their savings accounts. Now in 2010, the rates are still what they were post-bailout. Shouldnt the interest rates bounce back to normal now that everything else is back to normal (and the banksters are happy)?

    Sleep Better

    Tags: Bailout, Interest Rates, Savings Account

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  • What is the deal with mortgage rates advertised on Yahoo Finance or Bankrate?

    Personal Finance 19.01.2009 3 Comments
    Krystal F


    It seems that when I call to inquire about these good deals (for example, really low rates with 0 points), I am always told something like, “Well, that deal is for something else.” How does one get an accurate mortgage quote online from these sites? Or is it impossible to get an accurate quote without calling the companies directly?

    Tags: Mortgage Quote, Yahoo

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  • How do I get a grant for first time home owner?

    Personal Finance 11.11.2008 4 Comments
    Lasalle W


    Im a single black female with a great job and three chidren and wondering about a grant for a home.

    Tags: First Time Home Owner, Single Black Female

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  • Mortgage rates?

    Personal Finance 09.06.2008 1 Comment
    cardinalfanusa


    I keep hearing that mortgage rates will probably hold steady until mid-2008. They’ve already increased from 6.15 to 6.75 in the past 6 weeks. I’m building a house, and won’t be able to lock in a mortgage rate until probably mid-August. Should I “buy” my mortgage rate at 6.75% now for $750, or should I hold off?

    What are the odds that rates will top 7.25% within the next three months?

    Tags: Building A House, Mortgage Rates

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